|                |                          |                                                                          |                                                                                                                            Now                           save tax upto  40,000* with insurance plans offered by                           Citibank & leave your tax planning worries                           behind. |                           |    |                                      |                                    Enjoy                     savings up to  40,000* in taxes under section 80C and 80D of the                     Income Tax Act, 1961. |                                      |    |                                                                                          |                                                                                                                                                                                                                           | Key                                 Benefits:............................................................................................................. |                                                              |                                                                                                                                                                                                    |                                   Planning for your child's                                   education |                                                                        |                                   Securing your standard of living                                   after retirement |                                                                        |                                   Taking care of your family's                                   needs, when you are not                                   around |    |                                                              |                                                            | Citibank is a licensed Corporate                                 Agent of Birla Sun Life Insurance Co. Ltd.                                  |    |                           |    |    |                          |                          |                                                                          |                                    |                      © 2012 Citigroup Inc. Citibank and Arc                     Design is a registered service mark of Citigroup                     Inc.  |                                      |                                                        *Terms and Conditions apply. Insurance is                     the subject matter of solicitation. For detailed Terms and                     Conditions, please visit www.citibank.com/india.  |                                      |                                    |                      Investment risk in the investment                     portfolio is borne by the Policy Holder. The premium paid in                     Unit Linked Life Insurance policies are subject to investment                     risks associated with capital markets and the NAVs of the                     units may go up or down based on the performance of the fund                     and factors influencing the capital market. The policyholder                     is responsible for his or her decision. Birla Sun Life                     Insurance and Investment fund are only the names of the                     Company and the underlying Investment funds offered                     respectively and do not in any way indicate the quality of the                     Policy, Investment Funds or their future prospects or                     returns.  |                                      |                                    |                      IRS Circular 230 Disclosure: Citigroup,                     Inc., its affiliates, and its employees are not in the                     business of providing tax or legal advice to any taxpayer                     outside of Citigroup, Inc. and its affiliates. This email and                     any attachments are not intended or written to be used, and                     cannot be used or relied upon, by any such taxpayer for the                     purpose of avoiding tax penalties. Tax benefits are subject to                     changes in the tax laws. Any such taxpayer should seek advice                     based on the taxpayer's particular circumstances from an                     independent tax advisor.  |                                      |                                    |                      Citibank is a licensed Corporate Agent of                     Birla Sun Life Insurance Company Limited and Royal Sundarm                     Alliance Insurance Company Limited under the composite license                     number 1137144. Life Insurance policies are underwritten by                     Birla Sun Life Insurance Co Ltd. with its registered office at                     One Indiabulls Centre, Tower 1, 15th & 16th Floor, Jupiter                     Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road,                     Mumbai 400013, Reg. No. 109. For more details on risk factors,                     Terms and Conditions please read the sales brochure carefully                     before concluding the sale.  |                                      |                                    |                      This emailer is intended only for                     Citibank customers and does not tantamount to spamming. You                     are advised to contact Citibank to clarify any questions you                     may have with regard to any information contained in this                     emailer. 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